Health insurance prices are going up—a lot.
If you buy coverage through Healthcare.gov here in New Hampshire, premiums are expected to rise about 30% next year.
To make it worse, the enhanced premium tax credits, which help people with incomes below 400% of the federal poverty line, are set to expire at the end of 2025. If Congress doesn’t extend them, some insurance costs could more than double.
This week, we asked readers how are health insurance price hikes affecting their budget, coverage, or peace of mind. Here’s what they said…
“Yep. Just opened a letter from Ambetter and my monthly payment will be going up 450% starting Jan 2026. So disappointed”. — Tara Perry
“It’s not working as is. They need to address the problem, not keep throwing money at it thinking insurance companies are going to lower prices. I appreciate Jeanne Shaheen voting to open government back up. This is not a way to operate a country at the expense of low income families. Should never ever happen again!” — Therese Fournier
“Any person or business that makes huge profits from the misfortunes of others is immoral and should be illegal! Mutual nonprofit insurance is okay. That was the original intent of insurance. Healthcare, nursing homes, prisons, childcare, foster care—any human services provider—should be nonprofit by law. Of course, universal health care would be optimal. We are pretty archaic when it comes to caring for our people.” — Fran Harriman
“I find the whole issue of health insurance and medical care to be depressing and infuriating. As my mom told me decades ago, ‘don’t get sick, that’s the only way to not need medical care’. What a bizarre, greedy world we live in here in the United States that Congress can’t find a way to make health care more affordable for everyone.” — Leah Woods
“The thought of further spikes in health insurance costs causes worry, concern and anger. Why don’t we have universal health care in 2025? We all need to decide our priorities and base those in compassion for self, others, our communities and our beloved democracy!” — Meg Trainor
“I’m covered by the VA at 100%, so it doesn’t affect me as much as the general public, however, before I got into the system I was also covered by employer benefits. My wife was a different matter as she had a brain aneurysm in 2001 and became uninsurable until Obamacare came onto the scene and allowed her to be insured. That was still expensive but at least she was covered. On a fixed income I don’t see how anyone can afford it today as Medicare doesn’t cover a lot of the costs which are out of control and getting worse! Forget the lower income folks, it seems no one truly cares about them, especially one half of the government! For the people, not so much!” — Mike Blackledge
“Healthcare choices for seniors on regular Medicare sends seniors into bankruptcy. All those years paying into the system and seniors are shut out due to outrageous pricing of plans.” — Kay Campbell
